Branch Opportunitiescent Promo 2 from CHRIS DOZOIS on Vimeo.
The Ascent Home Loans system was originally developed around providing the most complete and dynamic end-to-end solution for the individual Loan Officer. However, by doing so we have also created the most complete, dynamic and easily expandable Branch solution. The same services, tools, and technology we provided to make it easier for a Loan Officer to succeed, will also make it easier for a Branch Manager to do the same.
Not Another Net-Branch
It is very important to understand that Ascent Home Loans is absolutely not a Net Branch Company. Although there are reputable Net Branch Companies out there, most are simply companies that allow you to rent their license and name.
We know rent may be a strange way of describing the splits and fees you pay to do business as a Net Branch but look at it closely?
In most case your fees and splits don’t entitle you too much past the use of the parent companies name. You basically pay rent to have their name on your door. Some say they provide better pricing because of their established relationships with lenders… but at what cost to you? If you pay splits on your commission then what do you gain from these relationships. You end up marking your rate up to make a living. At that point you’re no longer the industry leader in pricing they promised you would be.
So, what do you get for your splits and fees?
At Ascent we don’t mark up our rates, and we pay our Loan Officers a true 100% Payout. It’s for this reason that our Loan Officers truly are the leaders in the industry when it comes to pricing and income.
At Ascent Home Loans we have NO FEES, NO SPLITS, and NO GIMMICKS. We don’t believe in “rent”. The founders of Ascent have all worked as Originators and know how much work goes into building a successful mortgage company. It’s for this reason that we developed a company that compensated the Originator 100% for the work they’ve done 100% on their own. At Ascent you get paid 100% of what you earn.
NO FEES NO SPLITS NO GIMMICKS
Tied up in the Details
Another reality of owning a Net Branch is it is time consuming. The Manager is required to handle all of the staffing, payroll, expense accounts, compliance, licensing renewal, management, training, and all of the other day to day maintenance of running a Branch. Unfortunately most companies offer little to no assistance in taking care of these details. Branch managers find themselves tied up in the busy work as opposed to spending time in the areas that affect their income.
In addition to eating up your time the details cost money. In order to manage the detail of owning a branch you’ll have to pay for staffing, software, licensing, payroll, and any other expense associated with running your branch. In the end not only do the details eat into your time, but they eat into your profitability.
Your Own Mortgage Company
Many of the flaws in Net-Branching hold true for those that own their own independent Mortgage Company. Most Owners find that the bulk of their time and money is spent taking care of the aspects of running a business. Just like a Net Branch the Owner is required to handle all of the staffing, payroll, expense accounts, compliance, licensing renewal, management, training, and all of the other day-to-day maintenance of running a company. This back office black hole that Owners find themselves in is the main reason most mortgage companies hit a plateau. The amount of man power and financial resources required to take the next step to Mortgage Banking and Lending Nationally is often out of reach.
With Ascent Home Loans we have removed all of these additional responsibilities and left you with the additional profitability. Along with immediately becoming a Mortgage Banker we are staffed to take care of payroll, compliance, licensing, accounting, training, and just about any detail that keeps you from being able to focus on production.
A Branch Manager with Ascent
Branch Managers with Ascent will immediately find that they have considerably more time to devote to helping their Loan Officers originate and close loans. Whether you have a Branch with 5 Loan Officers, or 50 Loan Officers, we are able to provide the same services, tools, and support you need to succeed.
How do we do this? We do this by helping carry the work load. Your Loan Officers will receive everything they would as a though they signed up with Ascent as an Individual Loan Officer. This means a Business Development Manager (BDM) will walk each person in your Branch through the orientation and training on all of our products, pricing, tools, and technologies. The BDM’s responsibility is to make sure everyone is not only comfortable within our system but also functional to begin producing for your Branch. You will no longer have the nightmare of having to orient each LO you bring on with a foreign system…..We take care of it for you.
The BDM will also introduce you and your Branch to their Ascent support staff including our compliance, licensing, processing, and underwriting departments. Our staff operates as your back office support. Ascent will handle all of your payroll, benefits, and 401K administrations. Our accounting department can even take care of paying your invoices through an expense account. This allows you to cover any reoccurring bills with pre-tax income.
The Ascent Branch
Ascent has created the framework to make it possible for our Branch Managers to focus on growing their Branches and making them more profitable. Combining the industries highest pay plan, with industry leading technology and service, allows Ascent Branch Managers to not only build their branches rapidly, but also gives them the tools to attract the most qualified Loan Officers.
If you have an existing Branch and would like to learn how you can make it more profitable, or are looking at starting a Branch, contact a Business Development Manager in your area (866) 467-3157 or branch@ascenthomeloans.com
We look forward to hearing from you...
Branch Opportunitiescent Promo 2 from CHRIS DOZOIS on Vimeo.
The Ascent Home Loans system was originally developed around providing the most complete and dynamic end-to-end solution for the individual Loan Officer. However, by doing so we have also created the most complete, dynamic and easily expandable Branch solution. The same services, tools, and technology we provided to make it easier for a Loan Officer to succeed, will also make it easier for a Branch Manager to do the same.
Not Another Net-Branch
It is very important to understand that Ascent Home Loans is absolutely not a Net Branch Company. Although there are reputable Net Branch Companies out there, most are simply companies that allow you to rent their license and name.
We know rent may be a strange way of describing the splits and fees you pay to do business as a Net Branch but look at it closely?
In most case your fees and splits don’t entitle you too much past the use of the parent companies name. You basically pay rent to have their name on your door. Some say they provide better pricing because of their established relationships with lenders… but at what cost to you? If you pay splits on your commission then what do you gain from these relationships. You end up marking your rate up to make a living. At that point you’re no longer the industry leader in pricing they promised you would be.
So, what do you get for your splits and fees?
At Ascent we don’t mark up our rates, and we pay our Loan Officers a true 100% Payout. It’s for this reason that our Loan Officers truly are the leaders in the industry when it comes to pricing and income.
At Ascent Home Loans we have NO FEES, NO SPLITS, and NO GIMMICKS. We don’t believe in “rent”. The founders of Ascent have all worked as Originators and know how much work goes into building a successful mortgage company. It’s for this reason that we developed a company that compensated the Originator 100% for the work they’ve done 100% on their own. At Ascent you get paid 100% of what you earn.
NO FEES NO SPLITS NO GIMMICKS
Tied up in the Details
Another reality of owning a Net Branch is it is time consuming. The Manager is required to handle all of the staffing, payroll, expense accounts, compliance, licensing renewal, management, training, and all of the other day to day maintenance of running a Branch. Unfortunately most companies offer little to no assistance in taking care of these details. Branch managers find themselves tied up in the busy work as opposed to spending time in the areas that affect their income.
In addition to eating up your time the details cost money. In order to manage the detail of owning a branch you’ll have to pay for staffing, software, licensing, payroll, and any other expense associated with running your branch. In the end not only do the details eat into your time, but they eat into your profitability.
Your Own Mortgage Company
Many of the flaws in Net-Branching hold true for those that own their own independent Mortgage Company. Most Owners find that the bulk of their time and money is spent taking care of the aspects of running a business. Just like a Net Branch the Owner is required to handle all of the staffing, payroll, expense accounts, compliance, licensing renewal, management, training, and all of the other day-to-day maintenance of running a company. This back office black hole that Owners find themselves in is the main reason most mortgage companies hit a plateau. The amount of man power and financial resources required to take the next step to Mortgage Banking and Lending Nationally is often out of reach.
With Ascent Home Loans we have removed all of these additional responsibilities and left you with the additional profitability. Along with immediately becoming a Mortgage Banker we are staffed to take care of payroll, compliance, licensing, accounting, training, and just about any detail that keeps you from being able to focus on production.
A Branch Manager with Ascent
Branch Managers with Ascent will immediately find that they have considerably more time to devote to helping their Loan Officers originate and close loans. Whether you have a Branch with 5 Loan Officers, or 50 Loan Officers, we are able to provide the same services, tools, and support you need to succeed.
How do we do this? We do this by helping carry the work load. Your Loan Officers will receive everything they would as a though they signed up with Ascent as an Individual Loan Officer. This means a Business Development Manager (BDM) will walk each person in your Branch through the orientation and training on all of our products, pricing, tools, and technologies. The BDM’s responsibility is to make sure everyone is not only comfortable within our system but also functional to begin producing for your Branch. You will no longer have the nightmare of having to orient each LO you bring on with a foreign system…..We take care of it for you.
The BDM will also introduce you and your Branch to their Ascent support staff including our compliance, licensing, processing, and underwriting departments. Our staff operates as your back office support. Ascent will handle all of your payroll, benefits, and 401K administrations. Our accounting department can even take care of paying your invoices through an expense account. This allows you to cover any reoccurring bills with pre-tax income.
The Ascent Branch
Ascent has created the framework to make it possible for our Branch Managers to focus on growing their Branches and making them more profitable. Combining the industries highest pay plan, with industry leading technology and service, allows Ascent Branch Managers to not only build their branches rapidly, but also gives them the tools to attract the most qualified Loan Officers.
If you have an existing Branch and would like to learn how you can make it more profitable, or are looking at starting a Branch, contact a Business Development Manager in your area (866) 467-3157 or branch@ascenthomeloans.com
We look forward to hearing from you...